786-361-5190
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Kali Funding Mortgage Services

First Time Buyers

Our low-down-payment loan products can get you into your first home easier than you think. Call us today!
Buying Your First Home Starts Here
Our team of experienced mortgage consultants can guide you through the process of buying your first home with ease. We'll work for you to determine how much you can afford and what is the right mortgage product for you. Then we'll issue you a pre-approval letter so you can start shopping and provide you with the best customer service until you close. It can be that easy. Book a consultation and see for yourself.
Book a Consultation

Expert Mortgage Advice However You Want It

How much can I borrow?
Our mortgage consultants will work to maximize your borrowing power. We'll review your income to ensure that your getting the highest loan amount with the best terms. Set up an appointment today to find out how much you can borrow.
How do I know which mortgage is the best fit?
Today's mortgage market offers more loan variety than ever. From Fixed Rate, Low Downpayment, or Adjustable Rate Mortgages we'll work to help you decide on the right product for you.
How can you help me get a mortgage?
We work with a network of wholesale lenders and have access to a wide array of qualifying guidelines. Having access to multiple lenders increases your odds of getting approved at the best terms.

Home-Buying Process

01.
Get preapproved for a mortgage
We will review your income and credit and issue you a pre-approval letter within minutes of applying.
02.
Find the right home and make an offer
Present your pre-approval letter to your local realtor and find the right home for you.
03.
Submit a mortgage application
Use our secured web based portal to submit your application.
04.
Receive a closing disclosure
Get a detailed disclosure of closing fees. Once you approve your ready to close and move.

First Time Buyers Options

Fixed-rate mortgages
  • Offers fixed-rate and payment for the life of the loan
  • Available in 10, 15, 20, and 30 year terms
  • Ideal for those on a fixed income
  • Most popular loan product
Adjustable-rate mortgages (ARMs)
  • Offers a lower introductory rate for 1,3,5,7, or 10 years
  • Interest-only payment options are available
  • Lower payments
  • Ideal for investors or second homes
Affordable Loan Solution mortgage
  • Offers fixed-rate and payment for the life of the loan
  • Lower downpayment options
  • Reduced or no private mortgage insurance required
  • Ideal for first-time homebuyers
FHA & VA loans
  • Offers fixed-rate and payments for the life of the loan
  • As little as 3.5% is required for the downpayment
  • Lower credit requirements than other loan products
  • Ideal for credit issues or low downpayment

Speak to an expert mortgage adviser today

Turning Dreams Into Reality
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About Us
To verify our licenses please visit: www.nmlsconsumeraccess.org | NMLS ID # 2389317
Head Office
3529 Englewood Dr. Lake Worth, FL 33467
Contact
786-361-5190